麻省理工学院金融学科研

麻省理工学院金融学科研

MIT Finance Research

院校简介：

麻省理工学院（Massachusetts Institute of Technology, MIT），创立于1861年，坐落于美国马萨诸塞州剑桥市（大波士顿地区），是世界著名私立研究型大学。作为世界顶尖高校，麻省理工学院（MIT）尤其以自然及工程学享誉世界，位列2015-16年世界大学学术排名（ARWU）工程学世界第1、计算机科学第2，与斯坦福大学、加州大学伯克利分校一同被称为工程科技界的学术领袖。截止2016年，麻省理工共走出了19位图灵奖（计算机界最高奖）得主；先后有87位诺贝尔奖得主在麻省理工学院工作或学习过。

麻省理工学院的斯隆商学院（Sloan）也被认为是美国最杰出的十大商学院之一，被称为“高科技环境中的商学院”，它设立的主要的专业方向有金融学、电子商业、财经管理、信息技术管理、新技术和产品开发、战略管理和咨询以及制造业管理等。但它与哈佛商学院的主要区别是，MIT更注重研究，且是有实效性的研究。

斯隆管理学院最大的优势之一便是它身处高科技环境中。此外，MIT斯隆管理学院拥有很多知名顶尖的学术课程（包括MBA课程，关于创新与全球领导课程的斯隆院士计划等）。

麻省理工学院的斯隆商学院名气如此之大，一方面来自于它的学生GMAT分数都非常高，毕业生的就业情况非常好。它的金融和经济学科科技化程度很高，但是整体规模并不算大，可以说是“小而精”。从整个学习的氛围上来讲，MIT并不主张激烈的竞争环境，而主张营造一种轻松愉快的氛围。

斯隆商学院官网地址： mitsloan.mit.edu/

科研时间：

6月1日--9月1日，每期时间长度为3—4周；

（针对假期只有3周的学生，可选3周实地+1周远程，确保科研收获）

科研主题：

金融杠杆，投资并购，兼并收购，企业融资，资产估值；

Analytics of Finance

Investments

Options and Futures Markets

Business Analysis Using Financial Statements

Mergers and Acquisitions

Functional & Strategic Finance

The Real Estate Sector

Micro and Macro Economic Analysis

Residential Land Markets: Prices and Land Use

Residential Development

Innovation& Entrepreneurship Ecosystem and Labor Market

面向对象：

以计划申请美国名校金融学，金融管理，金融工程，精算等相关专业的本科生、研究生为主；

科研概述：

This is a project-based style research spanning real estate mathematical finance, housing, regional science, public policy, and urban economics. We offer a unique opportunity for the exchange of ideas and the application of research relevant to applied decision making in real estate finance and urban economics. The research provides new insights into the intersection of real estate finance, urban economics, and spatial big data analysis. It draws upon original research of the utmost quality to probe into most exhilarating questions about real estate dynamics. Through hands-on quantitative research projects, students should be able to have a firm grasp of the techniques essential to understanding and evaluating housing markets, capital markets, the urban economy, land use, environmental sustainability, urban transportation, and public finance and policies.

这是以房地产、数学金融、住房、区域政策、公共政策和城市经济为基础的科研学习。为房地产金融与应用决策研究相关的思想交流和研究应用，提供了独特的机会。城市经济学研讨会为房地产金融，城市经济与空间大数据分析提供了新的见解。 科研借鉴了最高质量的原始研究，探讨了关于房地产动态的最令人振奋的问题。通过实践的定量研究项目，学生应该能够牢牢掌握理解和评估住房市场，资本市场所必需的技术、土地利用、环境可持续发展、城市交通，公共财政和政策。

科研内容：

STEP 1

Project: Understanding real estate price dynamics and regulations in Chinesecities.

Session 1: The Real Estate Sector

An introduction of the most fundamental concepts, principles, analytical methods and tools useful for studying the housing markets; Comparative statics: predicting changes in real estate markets.

Session 2: Micro and Macro Economic Analysis

A thorough review of urban economics concepts; Case studies: comparingurban policies and their implications for real estate in U.S. and China.

Session 3:Residential Land Markets: Prices and Land Use

Location and rents: spatial equilibrium; urban growth, rents, and prices.

STEP 2

Project: Investigating the relationship between urban vibrancy and regional innovation and entrepreneurship capacity.

Session 4: Residential Development

Understanding spatial distribution of residential development, land use, and urban density; Examining transition between land uses (gentrification, redevelopment); Exercise: developing a market forecast: apartments.

Session 5: Office Market, Retail Location, and Shopping Centers

The commercial land market; retail travel patterns and the distribution of stores; pricing, spatial competition, the internet; shopping centers, store clustering, agglomeration; Exercise: simulating potential shopping center demand.

Session 6: Innovation& Entrepreneurship Ecosystem and Labor Market

Historical development and changing technology;

STEP 3

Project : Ghost towns? Implications of high vacancy rates for housing markets in China.

Session 7: Centers, Subcenters

Theories of Multiple centered cities; the dynamics of urban subcenter formation; agglomeration and employment clustering.

Session 8:Local Government and Land Market

Property taxes, public expenditure and local services; tax and public policy effects;the fiscal incentives for land use regulation; public goods and "neighborhood" effects; case studies: the gentrification consequences of government investment in local public goods.

Session 9: Macro Analysis of Housing

Demographic, economic influences; moving, vacancy, and sales: the demand for housing quality; housing supply.

STEP 4

Project : Estimating housing price capitalization of air pollution.

Session 10: Regional Growth and Real Estate Markets

The Determinants of metropolitan growth; birth rates, migration, and wages; demand and supply shocks, real estate and the cost of living; economic competition within a system of cities; case studies: what happened to Worcester?

Session 11: Urban Mobility

Transportation and shipping costs; congestion, transportation infrastructure, planning regional development; case studies: urban transportation in China (subway and high-speed rail).

Session 12: Real Estate Effects of Environmental Degradation

Transition from production cities to consumption cities; air pollution, health spending and willingness to pay for urban amenities; case studies: pollution for promotion? Understanding environmental degradation in China from a perspective of urban governance and political economy: institutions,incentives, and consequences.

科研亮点：

1. 进入美国名校实验室/科研组，接触尖端科学

为未来赴美深造做准备；科研经历是美国名校申请的基石，顶级名校的科研项目是对学生有能力完成名校学业最好的证明。

2. 师从导师开展实验项目

高层次的人脉和校友关系，与学生为伍的人是诺贝尔奖获得者、美国科学院院士、教授、名校博士、硕士，学生将体验到世界最顶级学术专家们的思想和气质；

3. 获得导师推荐信和科研证书。

对于优秀学生可以获得名校导师的推荐信，大大助力未来的留学申请；

4. 全天候专业英语环境，迅速提升专业水平。

提升沟通和专业英语水平，提升专业知识和能力，用实践使学生的理论知识更加具体形象；

5. 高含金量收获助力未来留学深造及就业

在名校导师指导下的科研过程将帮助学生明确自身发展方向，不断深化对于美国学界的了解与认同，帮助参与学生及家长明确未来的学校及专业申请方向；从而更好的明确留学的目的与意义，摆脱盲目，获得真知；

科研收获：

1.体会MIT快节奏的学术氛围，挑战自身能力。

2.拓宽学生视野。MIT学术排名长期处于美国前三。

3.学生将有机会与顶尖教授零距离交流，了解学术界的前沿风向。

4.学生将在进入大学学习前，全面了解MIT和其他顶级美国大学金融学的培养流程，并对专业有完整的认知，不仅为大学打下一个良好的基础，也对学生今后的专业选择或者人生规划有很大的助益。

咨询方式：

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